|
Health Insurance
Bajaj Allianz Launches Unique Health Insurance Plan
Bajaj Allianz General Insurance has launched a unique health
insurance plan— Bajaj Allianz Extra Care. This policy can be taken as an
additional cover to any existing hospitalisation/medical expenses policy of
any insurance company.
It has been observed that people who have health insurance
cover from their employer are suddenly without adequate or no health cover,
when they resign or move from the current to a new employer or is terminated.
In such a scenario, 'Extra Care' is ideal for such people to have a basic or
adequate health cover to fund their expenditure in case of illness or hospitalisation.
'Extra Care' works as a top-up cover and can complement ones existing group
mediclaim or individual health policy.
The benefits are floater policy which can cover self, spouse
and three children under single policy, three options of sum assured offered
— Rs 10 lakh, Rs 12 lakh and Rs 15 lakh, competitive premium rates, no
medical tests up to 55 years subject to clean proposal form and continuity for
waiting periods would be given for any indemnity cover irrespective of sum insured
in the earlier policy. For a cover of Rs 10 lakh, one needs to pay a premium
of just Rs 2,500, which is amongst the lowest in the industry. The feature of
being able to include up to four family members in the policy who may not be
covered under the existing cover, at no added price is an added advantage.
- 50 per cent medical test charges would
be reimbursed, for all cases where medical tests have been conducted
in Bajaj Allianz empanelled diagnostic centre and the proposal has been
accepted/premium received .
- The policy covers ambulance charges in
case of emergency subject to a maximum of Rs 3,000.
- Seamless and fast claim settlement through
Bajaj Allianz Health Administration team.
|
EH News Bureau
|
